What Is The Average Cost Of Pet Insurance Per Month?

How much does it cost to insure my pet?

The cost of your pet insurance will vary depending on what type of policy you choose. According to Moneysmart, pet owners typically spend between $20 to $60 a month on pet insurance – or $240 to $720 every year

According to petcost.com, the average cost of the top five policies in 2016 was $188 per year, but this does vary with breed, size and other factors.

By comparison, according to mypetinsurancecouncil.com, the average price for a dog of the same size as yours, should be just over $200.

People claim to pay up to $1,500 annually for pet insurance.

And Pet Insurance World says people in the UK pay around £41.37 per year on their dogs.

In Australia, dog owners can get a policy for as little as $2 per week.

But all pets need coverage against three big losses – poisoning, road accidents, and health problems. These vary from state to state and there are different requirements for what is covered.

There are some requirements that the insurance should cover and pay out for medical expenses.

What type of coverage should I get?

Here are a few things to consider when shopping for pet insurance, according to the ASPCA.


Basic pet insurance protects your pet if he or she is injured in an accident or run over by a car. It does not cover pre-existing medical conditions or dangerous habits, so check your policy carefully.


Premium-level pet insurance is designed for pets who are at a higher risk of injuries or illnesses.


Life-And-Death insurance is similar to basic, except that it is for animals who are terminally ill or who have an extremely high chance of death.

Most plans do not cover pre-existing medical conditions, so check the fine print of your pet insurance policy to ensure that this is not an exclusion.

Why does the cost vary between different pet insurance companies?

With prices that can reach up to $1,000 per year, you may wonder why your insurance company would have such different policies and costs. The most common reason? You’re likely comparing quotes from different companies. That means you’re getting prices from companies who have completely different geographical locations, regulatory environments and legal obligations. You might be offered a different deal if you move to a different part of the country, or start calling to shop on a Sunday, as many insurers are only open until Monday morning.

How is Insurance A No-Crap Necessity?

Nobody wants to think about having to choose between the treatment their pet requires and paying for their mortgage.

What is the average cost of pet insurance per month?

The cheapest kind of pet insurance is for dogs. Dogs are the most popular pets, so they make up the majority of pet insurance purchases.

In fact, almost 90% of all dog insurance policies were for dogs in 2017. This suggests that dogs make for a more ideal pet to insure.

The average cost of dog insurance varies a lot from place to place. The company iFind says the average cost of the iFind pet insurance is $19.92. This is £15.30 or AU$25.98 per month.

This means that a one-year-old dog would need to be insured for every seven days for the average premium to be £7.08.

What is the average cost of cat insurance?

Cat insurance varies a lot from place to place. According to iFind, the average cost of the iFind cat insurance is £18.94. This is £16.08 or AU$30.16 per month.


If you are looking for pet insurance in Chicago then go to First Guardian Pet Insurance for more details about pet insurance in Chicago.

Cheap Pet Insurance

Whatever your reason for getting pet insurance, one thing is for sure. The cost of your pet insurance is definitely going to vary. Your dog might cost you $500, but if he goes missing, that costs more than that.

Unfortunately, insurance companies don’t make it easy for you to compare prices. There’s not enough information on the Internet about pet insurance. The information is extremely limited, making it difficult for you to compare prices.

To help you compare pet insurance prices, we recommend that you purchase a pet insurance plan offered by First Guardian Pet Insurance in Chicago.

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